Raise your awareness of your financial planning for your future health and wellbeing, some of the resources out there from impartial experts, learn some of technical terms, from straight forward free sources and , education available in the community and elsewhere.
Take a look at the impartial advice provided by the Pension Geeks including the pension challenge for 2025 - on this checklist
Your future self will be glad of the time you have invested in learning more about your pension, from checking out if you have any years missing from your NI contribution for your state pension, tracing any lost / missing pensions, working out if you need to top up your pension contributions to how to prepare for retirement from a health, social and wellbeing point of view. Below is a collection of support resources.
Sources of support
Government Support to Find and Trace Pensions
Some life admin to start.
Are you on track to receive a full state pension?
Do you have all of the details of the penion scjemes you have been part of?
Your Pension Scheme
Take a moment to go to your pension scheme website and see what tools are available to help you learn or check your pension savings. Is there an Annual Benefit Statement to check? Is your 'Expression of Wish' up to date?
Getting Help from a Trusted Source
Money Helper
Money Helper is part of the government MAPS service (Money and Pensions Service)
Here to cut through the jargon and complexity, to put you in control, with free, impartial help for money and pensions that’s quick to find, easy to use and backed by government.
Midlife MOT
The midlife MOT is free to all, and looks at 3 areas, work, health and money, from the government, full of resources and impartial advice.
Protect Yourself from Pension Scams
Your Scheme website will have details on how to avoid being a victim of a scam - do check their pages.
The FCA (Financial Conduct Authority) has some advice here
Money Helper avoiding Pension Scams How to spot a scam
